If you’re looking for a job, you may come across ads that promise wonderful opportunities. While some companies honestly want to help you, others are more interested in taking your money. Be wary of:

• Promises to get you a job and a guaranteed income;

• Upfront fees, even when you are guaranteed a refund if you are dissatisfied;

• Employment agencies whose ads read like job ads; and

• Promotions of “previously undisclosed” government jobs. All federal jobs are announced to the public at www.usajobs.opm.gov.

Get a copy of the employment agency contract and review it carefully before you pay any money. Check with your local consumer protection agency and the Better Business Bureau to see if any complaints have been filed about a company.

For links to information on employment, click on “Education and Jobs” at www.FirstGov.gov.

The Federal Trade Commission sues businesses that fraudulently advertise employment openings and guarantee job placement. Contact the FTC if you have a complaint.